The deal calculator serious Central Iowa investors and house hackers run their numbers through — cash flow, cap rate, cash-on-cash, DSCR, 10-year IRR, true equity, and full house-hack analysis. Free to run. Create a free account to save your deal, download a branded PDF, and share it.
Fill every field. Every input here feeds the calculation, so enter a real number or your best estimate for each one — and when you’re unsure, overestimate. Guessing home insurance runs $1,500/yr? Put in $1,750 or $2,000. Rates sitting between 6% and 6.25%? Use 6.5%. If the numbers work on conservative inputs, the real numbers at purchase will only look better.
Enter market rent for every unit — including the one you’d live in. That unit still has an alternative cost: if you don’t own, you rent. Leave it blank and the house-hack savings can’t be calculated. Unsure? Estimate low on rent you’ll collect and high on rent you’d otherwise pay.
| Row | Qty | Current $ | Market $ |
|---|
Swipe the table sideways to see all 17 columns — the Year column stays put.
The refinance is based on ARV (after-repair value), not what you paid. Be conservative with ARV and generous with rehab — that's where BRRRR deals go wrong.
Holding costs are the silent killer: taxes, insurance, utilities and loan interest every month you own it. Estimate the timeline long, not short.
This is an estimate of what you can borrow, not what you should spend. Lenders vary and this is not a pre-approval — talk to a lender for a real number.