Free Investor Tool

Central Iowa Deal Calculator

The deal calculator serious Central Iowa investors and house hackers run their numbers through — cash flow, cap rate, cash-on-cash, DSCR, 10-year IRR, true equity, and full house-hack analysis. Free to run. Create a free account to save your deal, download a branded PDF, and share it.

Deal Calculator engine —

House Hack Jack · Jackson Krile · Flanders Team at RE/MAX Real Estate Center
Prefer a spreadsheet?

Property & Financing

Rental Income ($/month)

Property type
Rent basis:
You live here (house hack):
Other income ($/mo) — garage, laundry, parking
RowQtyCurrent $Market $

Operating Expenses Decision G: 8% mgmt / 5% vac

Hold & Sale Assumptions

Key Performance Indicators

Purchase & Financing Results

Cash Flow Analysis (monthly)

Debt Paydown (10-yr)

Appreciation (10-yr)

Tax Deduction Summary (10-yr)

What does your housing actually cost?

The same home, three ways. House hacking is measured against buying a home to live in with no tenants — not just against renting.

Traditional buy & live (no tenants)

House hack (live + rent)

Once fully rented (you move out)

True Equity at sale

Everything house hacking builds over the hold, minus the real cost to sell and taxes owed.

Year-by-Year Returns year 0 → 40

Adjust the levers and watch the whole hold change. “True equity if sold” already nets out every cost to sell and taxes owed that year.

Blended Model occupy, then rent

Occupy a few years, then move out and rent it. One IRR across the whole hold. Cash-payback year assumes you sell at that point.