Run the numbers on any deal in about 30 seconds - house-hack cash flow, a full BRRRR-vs-Flip-vs-Hold strategy engine, or a mortgage & affordability estimate. Everything updates as you type. No pressure, no login.
The full model
The three calculators below are quick, single-purpose tools. The Deal Calculator runs a house hack, BRRRR, flip and long-term hold side by side, with a 30-year projection of what you would actually walk away with at sale.
Free to run, no signup. A free account is only needed to save a deal, export the PDF, or share it.
House-Hack Calculator
Live in one part, rent the rest, and let the property help pay you back. Run the numbers to see your real monthly cost to live there - or your cash flow - plus the wealth you build in year one.
Property & Loan
Monthly Costs
Rental Income (units / rooms you rent out)
Net Monthly Cash Flow
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Mortgage (P&I)
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PMI /mo
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Your Cost to Live
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Total Cash Needed
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Cash-on-Cash
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Yr-1 Wealth Build
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What this means: -
Want the full picture? The Deal Calculator runs this same house hack across the whole hold - true equity at sale, year-by-year returns, tax benefits, and what your down payment actually multiplies into.Open the full house-hack analysis →Free, no signup needed. Create a free account only if you want to save it, export the PDF, or share it.
📧 Want the clean version? I'll email your full house-hack breakdown plus the Central Iowa neighborhoods where these numbers actually pencil.
Investment Strategy Engine
One property, four investment-minded ways to play it. Enter the deal once and see whether to BRRRR, Flip, Hold financed, or Buy cash & hold - with my recommended play for these numbers.
1 · Acquisition
2 · Financing & Refinance
3 · Rent & Sale
⭐ Recommended Play
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🔁 BRRRR -
Cash left in -
Capital recycled -
Cash flow /mo -
Cash-on-cash -
Equity captured -
🔨 Flip -
Net profit -
Cash invested -
Return on cash -
Annualized -
Tax noteordinary income
🏦 Hold · Financed -
Cash in -
Cash flow /mo -
Cash-on-cash -
Cap rate -
Leverage -
💵 Hold · All Cash -
Cash in -
Cash flow /mo -
Cash-on-cash -
Cap rate -
Risklowest
How to read it: -
Go deeper on this deal. Model the refinance and the years after it - cash flow, equity, taxes and the annualized return, side by side with buying it conventionally.Open the full BRRRR analysis →Free, no signup needed. Create a free account only if you want to save it, export the PDF, or share it.
📧 Want my take on this one? I'll email your full 4-strategy breakdown and tell you straight what I'd actually do with it in today's Central Iowa market.
Mortgage & Affordability
Two straightforward ways to use it: estimate the full monthly payment on a price, or work backward to the price you can comfortably afford.
Loan
Estimated Monthly Payment (PITI)
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Principal & Interest
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Taxes + Insurance
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PMI /mo
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Loan Amount
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What this means: -
Your Numbers
Estimated Price You Can Afford
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Max Monthly (PITI)
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Supported Loan
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+ Your Down
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What this means: -
Now see what that house would actually do. Take your max price into the Deal Calculator and find out what it looks like as a house hack - including how renting the other unit changes what you qualify for.Open the Deal Calculator →Open the full affordability analysis →Free, no signup needed. Create a free account only if you want to save it, export the PDF, or share it.
📧 Ready to make it real? I'll email this estimate plus an intro to a trusted Central Iowa lender who actually closes on time. No pressure.
Estimates for educational use only. Not financial, lending, or investment advice, and not an appraisal. PMI, taxes, insurance, and rates are estimates - confirm with your lender.
Selling instead?
These three run the numbers on buying. If you are on the
other side of the trade, the seller tools answer the two questions that actually matter -
what the home is worth, and what you keep after the Iowa tax proration, revenue stamps and
closing costs come out.