Investor Math, Made Simple

Free Central Iowa deal calculators

Run the numbers on any deal in about 30 seconds - house-hack cash flow, a full BRRRR-vs-Flip-vs-Hold strategy engine, or a mortgage & affordability estimate. Everything updates as you type. No pressure, no login.

House-Hack Calculator

Live in one part, rent the rest, and let the property help pay you back. Run the numbers to see your real monthly cost to live there - or your cash flow - plus the wealth you build in year one.
Property & Loan
Monthly Costs
Rental Income (units / rooms you rent out)
Net Monthly Cash Flow
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Mortgage (P&I)
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PMI /mo
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Your Cost to Live
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Total Cash Needed
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Cash-on-Cash
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Yr-1 Wealth Build
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What this means: -
Want the full picture? The Deal Calculator runs this same house hack across the whole hold - true equity at sale, year-by-year returns, tax benefits, and what your down payment actually multiplies into.Open the full house-hack analysis →Free, no signup needed. Create a free account only if you want to save it, export the PDF, or share it.
📧 Want the clean version? I'll email your full house-hack breakdown plus the Central Iowa neighborhoods where these numbers actually pencil.

Investment Strategy Engine

One property, four investment-minded ways to play it. Enter the deal once and see whether to BRRRR, Flip, Hold financed, or Buy cash & hold - with my recommended play for these numbers.
1 · Acquisition
2 · Financing & Refinance
3 · Rent & Sale
⭐ Recommended Play
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🔁 BRRRR -
Cash left in -
Capital recycled -
Cash flow /mo -
Cash-on-cash -
Equity captured -
🔨 Flip -
Net profit -
Cash invested -
Return on cash -
Annualized -
Tax noteordinary income
🏦 Hold · Financed -
Cash in -
Cash flow /mo -
Cash-on-cash -
Cap rate -
Leverage -
💵 Hold · All Cash -
Cash in -
Cash flow /mo -
Cash-on-cash -
Cap rate -
Risklowest
How to read it: -
Go deeper on this deal. Model the refinance and the years after it - cash flow, equity, taxes and the annualized return, side by side with buying it conventionally.Open the full BRRRR analysis →Free, no signup needed. Create a free account only if you want to save it, export the PDF, or share it.
📧 Want my take on this one? I'll email your full 4-strategy breakdown and tell you straight what I'd actually do with it in today's Central Iowa market.

Mortgage & Affordability

Two straightforward ways to use it: estimate the full monthly payment on a price, or work backward to the price you can comfortably afford.
Loan
Estimated Monthly Payment (PITI)
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Principal & Interest
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Taxes + Insurance
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PMI /mo
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Loan Amount
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What this means: -
📧 Ready to make it real? I'll email this estimate plus an intro to a trusted Central Iowa lender who actually closes on time. No pressure.
Guides for each calculator
House hack calculator - how the numbers work → BRRRR calculator - capital recycled explained → Mortgage affordability - how much can I afford? →
Want to walk a real deal through together? →
Estimates for educational use only. Not financial, lending, or investment advice, and not an appraisal. PMI, taxes, insurance, and rates are estimates - confirm with your lender.